Analyzing your bills for balancing opportunities...
Help & Guide
Getting Started
Setup Wizard: Follow the welcome modal and checklist for guided setup
Add People: Add household members (income calculated automatically from paychecks)
Add Paychecks: Set up income with flexible frequency options
Add Bills: Create bills and assign responsibility percentages
Monitor Dashboard: View financial health and optimize with bill balancing
Key Features
Smart Bill Allocation: Bills automatically assigned to paychecks based on due dates
Advanced Frequencies: Weekly, biweekly, monthly, and custom paycheck schedules
Automatic Income: Income calculated from paychecks - no manual entry needed
Responsibility Calculation: Shared bills split based on income ratios
Bill Balancing: Get intelligent suggestions to optimize paycheck utilization
Budget Health Analysis: Real-time monitoring with health indicators
Light/Dark Theme: Toggle themes using the lightbulb icon in navbar
💡 Paycheck Tips
Biweekly Schedule: For paychecks that come twice a month, set them to:
1st of month - Represents first half paychecks (1st-15th)
16th of month - Represents second half paychecks (16th-31st)
This helps with better bill allocation and timing visualization.
Keyboard Shortcuts
Ctrl+S - Save data
Ctrl+O - Load data
Ctrl+E - Export data
Alt+P - Add person
Alt+B - Add bill
Alt+C - Add paycheck
Alt+L - Bill balancing
Emergency: Ctrl+Alt+Escape - Modal cleanup if stuck
Version
Add Paycheck
Edit Paycheck
Create New Budget
Delete Budget
This action cannot be undone!
Are you sure you want to delete the budget ""?
This budget contains:
0 people
0 bills
0 paychecks
If you export the budget, you can import it later to restore your data.
Your Privacy & Security
100% Private & Secure
Local Storage Only
All your financial data is stored locally in your browser using HTML5 localStorage. Nothing is ever transmitted to our servers or any third parties.
No Server Communication
BudgityAI runs entirely in your browser. We don't collect, store, or have access to any of your personal financial information.
Data Export & Control
You have complete control over your data. Export it anytime as a JSON file for backup or to move between devices.
Data Deletion
Your data only exists on your device. Clear your browser data or uninstall the app to completely remove all information.
Technical Note: This application uses client-side JavaScript and browser localStorage. No analytics, tracking, or data collection occurs.
Welcome to BudgityAI!
Let's get your budget set up in 3 simple steps
1
Add Yourself
Create your profile to get started
2
Add Paychecks
Set up your income schedule
3
Add Bills
Track your expenses and due dates
100% Private: Your financial data stays on your device - nothing is sent to our servers. Everything is stored locally in your browser for complete privacy and security.
Pro tip: We'll show you a checklist on your dashboard to guide you through each step. You can dismiss this welcome message and start whenever you're ready!